What can you expect from a valuation by Hier Makelaars?
TLDR: A valuation shows what your home is worth at this moment. We look at the home itself and at the market in Nieuw-Vennep and Haarlemmermeer. You use the valuation as the basis for the sale. For a mortgage, you need a validated valuation report.
A valuation is an estate agent's estimate of what your home is currently worth on the market, as the basis for the sale and the asking price.
You are considering selling your home and first want to know where you stand. What is your house worth? And what does that mean for your next step? A valuation gives you that insight.
In this blog, you can read what you can expect from a valuation by Hier Makelaars, and when you need a valuation report.
What do we look at?
In a valuation, we look at the home itself and at the market. These points, among others, are taken into account:
- The location and the neighbourhood
- The size of the home and the plot
- The layout and the state of maintenance
- The energy label
- What comparable homes in the area have recently sold for
Because we work in Nieuw-Vennep and Haarlemmermeer, we know the local market. That helps to estimate the value accurately.
What is the difference between a valuation and a valuation report?
You use a valuation to know what your home is worth and as the basis for the asking price when selling.
A valuation report is an official document that establishes the market value. It is drawn up by a certified, independent valuer. For a mortgage, the report must be validated by the NWWI, the Dutch Home Value Institute, and be no more than six months old. You need a valuation report, for example, when applying for a mortgage, increasing your mortgage or in a divorce. You can read more about valuation on our site.
What do you do with the outcome?
With the valuation, you know roughly what your current home will fetch. If you want to move up, you also see roughly what your surplus value is: the value of your home minus the remaining mortgage. With that, a mortgage adviser can calculate what you can spend on your next home.
If you choose to sell, we discuss the asking price and the approach based on the value and the market. The market is currently slowing down: homes get fewer viewings than before. A realistic asking price is therefore important.
Why Hier Makelaars?
Hier Makelaars is an NVM estate agency in Nieuw-Vennep, run by Dennis Cos and Johnno Swan. Johnno is a Registered Estate Agent (Register Makelaar). Each year we guide around 80 sales and around 50 purchases. We work compactly and in a structured way, with telephone service and with a maximum of two to three new homes online per week.
In our reviews on Google and Funda, two words keep coming back: quality and attention. After the valuation, we are happy to guide you through the sale, from asking price to transfer.
Frequently asked questions
Is a valuation the same as the WOZ value?
No. The WOZ value is a model-based estimate by the municipality and is often lower than the current market value.
Can I use a valuation for my mortgage?
No. For a mortgage, you need a valuation report that has been validated by the NWWI and is no more than six months old.
Do I have to sell my house after a valuation?
No. A valuation gives you insight. What you do next is up to you.
When do I need a valuation report in a divorce?
If one of you buys out the other and the mortgage is amended, the bank often asks for a valuation report.
Would you like to know what your home is worth? Read more about valuation and selling with Hier Makelaars, or read the experiences of our clients.
